Starwood Property Trust, Inc.
STWD · Price history
Price at last available close
$12.24
−$2.12 (-14.76%) 1M
2026-10-28
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Company & revenue
About Starwood Property Trust, Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Starwood Property Trust, Inc. operates as a real estate investment trust (REIT) in the United States and internationally. It operates through four segments: Commercial and Residential Lending; Infrastructure Lending; Property; and Investing and Servicing. The Commercial and Residential Lending segment originates, acquires, finances, and manages commercial first mortgages, non-agency residential mortgages, subordinated mortgages, mezzanine loans, preferred equity, commercial mortgage-backed securities (CMBS), and residential mortgage-backed securities, as well as other real estate and real estate-related debt investments, including distressed or non-performing loans.
How they make money
Starwood Property Trust operates as a diversified real estate finance company that generates revenue primarily through interest income from commercial and residential mortgage loans, infrastructure lending, and fees from its special servicing platform. The company also earns rental income from its owned real estate portfolio and gains from the sale of assets, while managing capital through various debt and equity financing structures.
Products & services
The company provides commercial and residential mortgage lending, infrastructure debt investments, special servicing for commercial mortgage-backed securities, and property ownership including net lease assets.
Brands & revenue mix
A subsidiary specializing in special servicing for commercial mortgage-backed securities.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer types
Customer concentration
The company does not disclose specific customer concentration in its 2025 annual report, as its business model relies on a diversified portfolio of loans and real estate assets rather than a small number of major customers.
Suppliers, materials & equipment
- Financial Institutions — Various banks and financial institutions provide credit facilities and financing services; specific names are not disclosed.Source
Business relationships & partnerships
- Starwood Capital Group — The company is an affiliate of the global private investment firm Starwood Capital Group, which provides strategic support and investment opportunities.Source
Competitors
- Blackstone Mortgage Trust, Inc. — A real estate investment trust that focuses on originating senior loans collateralized by commercial real estate.Source
- KKR Real Estate Finance Trust Inc. — A real estate investment trust that focuses on originating and acquiring credit investments in commercial real estate.Source
Strengths
Financial risk observations and what to check
These are saved observations about business performance, not predictions. Review the company filings alongside the interpretation below. Latest stored financial period end: 2026-06-30.
Quarterly EPS fell 97.1% versus the same quarter last year.
Review net income and weighted-average shares together. Per-share earnings can change because of operating performance, nonrecurring items or the share denominator.
Total debt increased 155.2% versus the same quarter last year.
Compare the added borrowing with available cash, cash generation and maturities. A percentage increase from a small starting balance can look large without measuring the full debt burden.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
33
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
31
Poor
Financial Strength
27
Business Quality / Moat
32
Management
17
Growth Quality
41
Risk / Durability
55
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
51
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
51/100
Building Historical Record
Model Score 51/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.
The model outlook is currently moderate.
No strong positive signal is being highlighted from the currently available summary data.
- •Elevated debt risk
- •Revenue fundamentals are weak
- •Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for STWD
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Can STWD maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
- •Is STWD's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is STWD's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •What does the current fundamental change risk warning mean for the reliability or interpretation of STWD's score?
Essential Investment Snapshot
Wall Street Score
33
Opportunity Score
51
Market Cap
$4.53B
P/E Ratio
18.1
EPS
$0.67
52-Week High
$18.80
52-Week Low
$11.84
Beta
1.05
Intrinsic Value
$14.54
Analyst Target
$20.00
Shares Outstanding
337.1M
Total Revenue
$2.02B
Total Debt
$23.69B
Dividend Yield (TTM)
15.69%
Liquidation Value / Share
$21.31
Dividend / Share (TTM)
$1.92
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong downward momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for STWD
Detected from reported data — verify before acting.Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Elevated debt risk
Total debt is at least one year of revenue • Interest coverage is below 2x • Cash covers less than 20% of total debt
Community Sentiment
0 active · 0 total callsNo personal call yet on STWD.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Diversified investment platform across lending and property segments.
- +Affiliation with Starwood Capital Group providing market access.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Debt risk (elevated): Total debt is at least one year of revenue.
- −Interest coverage is below 2x.
- −Cash covers less than 20% of total debt.
- −Interest rate volatility affecting loan valuations and borrowing costs.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
3 historical score records availablePrevious Score
30
Oct 1, 2026
Change
+3.0
points
Current Score
33
Oct 22, 2026
Category Changes
STWD increased 3 points because Capital improved by 2 points, Valuation improved by 13.2 points.
Positive Contributors
- + Capital improved by 2 points
- + Valuation improved by 13.2 points
Projected Score
Projected Score
30
Projected Change
-3.2 points
Preliminary comparable-period financial changes suggest decline of approximately 3.2 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$12.24
Model Intrinsic Value
$14.54
Difference
−$2.30
-15.8% vs IV
Margin of Safety
15.8%
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.02B | $1.88B | $2.04B | $2.05B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $471.5M | $366.5M | $281.6M | $290.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $1.55B | $1.51B | $1.76B | $1.76B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $56.7M | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $66.2M | $80.9M | $115.7M | $347.3M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | $1.77B | $1.84B | $1.80B | $1.91B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | $1.49B | $1.43B | $1.64B | $1.41B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $1.34B | $1.28B | $1.35B | $1.44B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | $299.3M | $479.8M | $406.0M | $417.5M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $34.6M | $36.7M | $25.4M | -$682K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | $227.9M | $411.5M | $359.9M | $339.2M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $0.67 | $1.22 | $1.13 | $1.07 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 367M | 337M | 320M | 310M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 367M | 337M | 321M | 311M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$513.7M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$0.01
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+155.2%
Cash Change
+41.4%
Margin Change
-26.0 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Cash position grew
What Weakened
- Margins contracted
- Debt increased
Potential Score Impact
Positive indicators included revenue growth, cash levels. Pressure indicators included EPS growth, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 7.9%. EPS declined 97.1%. Cash increased 41.4%. Total debt increased 155.2%. Net income margin declined by 26.0 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Log in to view dividend history.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
3 historical recordsHistorical Score Chart
3 of 3 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
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News
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Rumor Mill · STWD
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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