S&T Bancorp, Inc. (STBA) Stock Score, Valuation & Financial Research
S&T Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 52/100.
Quick answer for STBA
S&T Bancorp, Inc. currently has a Wall Street Score of 52/100. The stored market price is $49.99. Its financial score is 53/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What S&T Bancorp, Inc. does
S&T Bancorp, Inc. operates as the parent company for S&T Bank, providing a comprehensive range of retail and commercial banking products and services. The company's business activities are structured into six main divisions: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. This financial institution handles various deposit types, including both time-based and on-demand accounts. It extends loans to both commercial entities and individual consumers, alongside offering cash management services, and brokerage and trust administration. Furthermore, S&T Bancorp acts as a guardian and custodian for employee benefit plans and manages private investment portfolios for individuals and institutions alike. Beyond core banking, the company engages in distributing life insurance and long-term disability income insu
STBA financial snapshot
- Wall Street Score:
- 52/100
- Current price:
- $49.99
- Market capitalization:
- $1.76B
- Revenue:
- $558.9M
- Net income:
- $140.6M
- Free cash flow:
- $128.8M
- Cash:
- $140.3M
- Total debt:
- $90.3M
- EPS:
- 3.48
- P/E ratio:
- 14.4x
- Financial score:
- 53/100
- Valuation score:
- 97/100
- Revenue score:
- 23/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $128.8M, showing positive cash generation.
- The balance sheet shows $140.3M of cash versus $90.3M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 53/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research STBA
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.