Southern Missouri Bancorp, Inc. (SMBC) Stock Score, Valuation & Financial Research
Southern Missouri Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for SMBC
Southern Missouri Bancorp, Inc. currently has a Wall Street Score of 62/100. The stored market price is $73.3. Its financial score is 47/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Southern Missouri Bancorp, Inc. does
Southern Missouri Bancorp, Inc., established in 1887 and headquartered in Poplar Bluff, Missouri, functions as the parent company for Southern Bank. Through its subsidiary, it delivers a comprehensive suite of banking and financial solutions to both individual consumers and businesses across the United States. The company's offerings encompass a wide range of personal banking services, including checking and savings accounts, online and mobile banking, mortgages, refinancing options, and various loans and credit facilities. For corporate clients, it provides business banking, financing, and a variety of supporting business services. Additionally, Southern Missouri Bancorp extends its financial product portfolio to include investment and insurance services, digital banking, and debit and credit cards. As of June 30, 2021, the institution maintained a significant physical presence with 46
SMBC financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $73.3
- Market capitalization:
- $807.4M
- Revenue:
- $309.3M
- Net income:
- $71.8M
- Free cash flow:
- $75.3M
- Cash:
- $91.0M
- Total debt:
- $148.3M
- EPS:
- 6.45
- P/E ratio:
- 11.4x
- Financial score:
- 47/100
- Valuation score:
- 97/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $75.3M, showing positive cash generation.
- The balance sheet shows $91.0M of cash versus $148.3M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research SMBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.