Shore Bancshares, Inc. (SHBI) Stock Score, Valuation & Financial Research
Shore Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 54/100.
Quick answer for SHBI
Shore Bancshares, Inc. currently has a Wall Street Score of 54/100. The stored market price is $23.44. Its financial score is 23/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Shore Bancshares, Inc. does
Shore Bancshares, Inc. operates as a bank holding company for Shore United Bank, N.A. that provides various consumer and commercial banking products and services to individuals, businesses, and other organizations in the United States. The company offers checking, savings, overnight investment sweep, and money market accounts; and regular and IRA certificates of deposit, as well as certificate of deposit account registry service programs and cash management services. It also provides commercial loans, such as secured and unsecured loans, working capital loans, lines of credit, term loans, accounts receivable financing, real estate acquisition and development loans, construction loans, and letters of credit; residential real estate construction loans; residential mortgage loans; and loans to consumers, including home equity, automobile, installment, home improvement, and personal lines of
SHBI financial snapshot
- Wall Street Score:
- 54/100
- Current price:
- $23.44
- Market capitalization:
- $784.2M
- Revenue:
- $173.7M
- Net income:
- $66.2M
- Free cash flow:
- $59.2M
- Cash:
- $53.3M
- Total debt:
- $10.2M
- EPS:
- 1.78
- P/E ratio:
- 13.2x
- Financial score:
- 23/100
- Valuation score:
- 97/100
- Revenue score:
- 42/100
What stands out
- Reported year-over-year revenue growth is -0.5%.
- Free cash flow is $59.2M, showing positive cash generation.
- The balance sheet shows $53.3M of cash versus $10.2M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 23/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research SHBI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.