Southside Bancshares, Inc. (SBSI) Stock Score, Valuation & Financial Research
Southside Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 48/100.
Quick answer for SBSI
Southside Bancshares, Inc. currently has a Wall Street Score of 48/100. The stored market price is $31.7. Its financial score is 50/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Southside Bancshares, Inc. does
Southside Bancshares, Inc. functions as the holding company for its subsidiary, Southside Bank, which delivers a comprehensive suite of financial solutions to diverse clients, including individual consumers, commercial enterprises, governmental bodies, and non-profit organizations. Its offerings encompass a variety of deposit accounts, such as savings, money market, and both interest-bearing and non-interest-bearing checking options, alongside certificates of deposit (CDs). The institution's lending portfolio is diverse, featuring consumer loans for purposes like 1-4 family residential purchases, home equity, property improvements, and vehicle financing, in addition to other personal credit lines. Commercial lending extends to short-term working capital for managing inventory and receivables, medium-term financing for equipment acquisition or business expansion, commercial real estate ve
SBSI financial snapshot
- Wall Street Score:
- 48/100
- Current price:
- $31.7
- Market capitalization:
- $943.1M
- Revenue:
- $450.0M
- Net income:
- $71.0M
- Free cash flow:
- $73.5M
- Cash:
- $73.0M
- Total debt:
- $893.8M
- EPS:
- 2.30
- P/E ratio:
- 13.8x
- Financial score:
- 50/100
- Valuation score:
- 97/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $73.5M, showing positive cash generation.
- The balance sheet shows $73.0M of cash versus $893.8M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 50/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research SBSI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.