SB Financial Group, Inc. (SBFG) Stock Score, Valuation & Financial Research
SB Financial Group, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for SBFG
SB Financial Group, Inc. currently has a Wall Street Score of 59/100. The stored market price is $29.4. Its financial score is 52/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What SB Financial Group, Inc. does
SB Financial Group, Inc., based in Defiance, Ohio, was established in 1983 and rebranded from Rurban Financial Corp. in April 2013. The company delivers a comprehensive array of commercial banking and wealth management solutions to both individual and business clients throughout Ohio, Indiana, and Michigan. Its banking provisions include various deposit instruments such as checking, savings, money market accounts, and certificates of deposit. The firm also extends diverse lending options, covering commercial, consumer, agricultural, and home mortgage loans. Complementary services offered encompass automated teller machines, personal and corporate trust administration, commercial equipment leasing, credit cards, safe deposit facilities, online banking, specialized private client group offerings, and other customized financial products. Beyond its core banking operations, SB Financial Grou
SBFG financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $29.4
- Market capitalization:
- $184.5M
- Revenue:
- $93.6M
- Net income:
- $16.1M
- Free cash flow:
- $21.4M
- Cash:
- $128.3M
- Total debt:
- $56.7M
- EPS:
- 2.19
- P/E ratio:
- 13.4x
- Financial score:
- 52/100
- Valuation score:
- 97/100
- Revenue score:
- 33/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $21.4M, showing positive cash generation.
- The balance sheet shows $128.3M of cash versus $56.7M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 52/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research SBFG
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.