Banco Santander, S.A. (SAN) Stock Score, Valuation & Financial Research
Banco Santander, S.A. is in the Financial Services sector and Banks - Diversified industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 49/100.
Quick answer for SAN
Banco Santander, S.A. currently has a Wall Street Score of 49/100. The stored market price is $14.96. Its financial score is 44/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Banco Santander, S.A. does
Banco Santander, S.A. operates as a global financial institution, delivering a comprehensive suite of retail and commercial banking products and services. It caters to a diverse clientele, including individual consumers, small and medium-sized enterprises (SMEs), and major corporations across the world. The bank's extensive offerings encompass various deposit options, such as checking, savings, and fixed-term accounts. Its lending solutions span mortgages, consumer finance, syndicated corporate loans, and structured financing. Additionally, Santander provides critical business services like cash management, export and agency finance, trade and working capital solutions, and corporate finance, alongside a range of insurance products. The institution further specializes in cash, asset, and wealth management, as well as private banking services. Its operations also extend to corporate banki
SAN financial snapshot
- Wall Street Score:
- 49/100
- Current price:
- $14.96
- Market capitalization:
- $219.59B
- Revenue:
- $102.76B
- Net income:
- $17.98B
- Free cash flow:
- $-25.61B
- Cash:
- $157.09B
- Total debt:
- $513.17B
- EPS:
- 1.00
- P/E ratio:
- 14.9x
- Financial score:
- 44/100
- Valuation score:
- 97/100
- Revenue score:
- 22/100
What stands out
- Reported year-over-year revenue growth is -0.2%.
- Free cash flow is $-25.61B, showing cash burn in the current stored period.
- The balance sheet shows $157.09B of cash versus $513.17B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 44/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research SAN
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.