Safety Insurance Group, Inc. (SAFT) Stock Score, Valuation & Financial Research

Safety Insurance Group, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.

Quick answer for SAFT

Safety Insurance Group, Inc. currently has a Wall Street Score of 63/100. The stored market price is $103.42. Its financial score is 57/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.

What Safety Insurance Group, Inc. does

Safety Insurance Group, Inc. (SAFT) is a U.S.-based insurance provider offering a diverse range of personal and commercial coverage. The company's private passenger automobile policies furnish protection against third-party bodily injury and property damage liability, no-fault personal injury benefits for policyholders and their passengers, and physical damage insurance for the insured's own vehicle, covering impacts and other specific risks. Furthermore, it underwrites commercial automobile policies, designed for business-use vehicles ranging from passenger cars to trucks, tractors, and trailers, covering both individual units and entire fleets. For property owners, Safety Insurance offers homeowner policies that safeguard houses, condominiums, and apartments against damage to the structure and its contents from various perils, alongside liability coverage stemming from property ownersh

SAFT financial snapshot

Wall Street Score:
63/100
Current price:
$103.42
Market capitalization:
$1.52B
Revenue:
$1.27B
Net income:
$63.0M
Free cash flow:
$192.0M
Cash:
$54.8M
Total debt:
$61.1M
EPS:
6.72
P/E ratio:
15.4x
Financial score:
57/100
Valuation score:
93/100
Revenue score:
34/100

What stands out

  • Reported year-over-year revenue growth is +0.0%.
  • Free cash flow is $192.0M, showing positive cash generation.
  • The balance sheet shows $54.8M of cash versus $61.1M of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 57/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research SAFT

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks

Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.