Repay Holdings Corporation (RPAY) Stock Score, Valuation & Financial Research
Repay Holdings Corporation is in the Technology sector and Software - Infrastructure industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 24/100.
Quick answer for RPAY
Repay Holdings Corporation currently has a Wall Street Score of 24/100. The stored market price is $3.56. Its financial score is 15/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Repay Holdings Corporation does
Repay Holdings Corporation specializes in delivering comprehensive payment technology solutions, specifically designed for various specialized markets. The company empowers consumers and businesses alike to conduct electronic transactions efficiently. Repay's diverse portfolio of digital payment services includes processing for credit and debit cards, virtual card capabilities, both standard and enhanced Automated Clearing House (ACH) transactions, and immediate funding options. These services are seamlessly facilitated through its proprietary, multi-channel platforms, which feature web-based portals, mobile applications, text-to-pay functionality, interactive voice response (IVR) systems, and point-of-sale terminals. Repay primarily serves clients within the personal loans, automotive loans, receivables management, and business-to-business (B2B) sectors. Its solutions are distributed th
RPAY financial snapshot
- Wall Street Score:
- 24/100
- Current price:
- $3.56
- Market capitalization:
- $313.6M
- Revenue:
- $312.7M
- Net income:
- $-258.7M
- Free cash flow:
- $90.8M
- Cash:
- $43.8M
- Total debt:
- $400.3M
- EPS:
- -3.00
- Financial score:
- 15/100
- Valuation score:
- 0/100
- Revenue score:
- 13/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $90.8M, showing positive cash generation.
- The balance sheet shows $43.8M of cash versus $400.3M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 15/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research RPAY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.