Richmond Mutual Bancorporation, Inc. (RMBI) Stock Score, Valuation & Financial Research
Richmond Mutual Bancorporation, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for RMBI
Richmond Mutual Bancorporation, Inc. currently has a Wall Street Score of 57/100. The stored market price is $15.9. Its financial score is 49/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Richmond Mutual Bancorporation, Inc. does
Richmond Mutual Bancorporation, Inc. serves as the parent organization for First Bank Richmond, offering a diverse array of banking and financial services. The company facilitates various deposit accounts, including savings, money market, NOW, demand deposit, and certificates of deposit. Its lending portfolio encompasses numerous loan types, such as multi-family and commercial real estate, commercial and industrial, construction and development, residential real estate, and consumer loans. Additionally, it engages in lease financing and provides fee-based financial services, including trust and estate administration, investment management, retirement plan administration, and private banking. Established in 1887 and headquartered in Richmond, Indiana, the firm operates through 12 full-service and one limited-service banking offices, with eight located across Indiana and five in Ohio. A lo
RMBI financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $15.9
- Market capitalization:
- $254.9M
- Revenue:
- $91.3M
- Net income:
- $12.4M
- Free cash flow:
- $14.6M
- Cash:
- $37.6M
- Total debt:
- $256.0M
- EPS:
- 1.20
- P/E ratio:
- 13.3x
- Financial score:
- 49/100
- Valuation score:
- 97/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $14.6M, showing positive cash generation.
- The balance sheet shows $37.6M of cash versus $256.0M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research RMBI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.