Regional Management Corp. (RM) Stock Score, Valuation & Financial Research
Regional Management Corp. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for RM
Regional Management Corp. currently has a Wall Street Score of 63/100. The stored market price is $32.27. Its financial score is 21/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Regional Management Corp. does
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans,
RM financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $32.27
- Market capitalization:
- $297.1M
- Revenue:
- $659.9M
- Net income:
- $48.8M
- Free cash flow:
- $292.0M
- Cash:
- $103.2M
- Total debt:
- $1.66B
- EPS:
- 4.63
- P/E ratio:
- 7.0x
- Financial score:
- 21/100
- Valuation score:
- 100/100
- Revenue score:
- 42/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $292.0M, showing positive cash generation.
- The balance sheet shows $103.2M of cash versus $1.66B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 21/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research RM
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.