River City Bank (RCBC) Stock Score, Valuation & Financial Research
River City Bank is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 73/100.
Quick answer for RCBC
River City Bank currently has a Wall Street Score of 73/100. The stored market price is $52.75. Its financial score is 71/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What River City Bank does
River City Bank, together with its subsidiaries, provides various banking products and services. The company offers checking, savings, and term certificate accounts. It also provides personal, consumer, commercial real estate, commercial, commercial, agriculture, and residential mortgage loans; and home equity lines of credit. In addition, the company offers cash management services; lockbox, integrated payables, clean energy financing and solutions, and premier banking services; debit and credit cards; and online and mobile banking services. The company serves agribusiness, construction, healthcare, manufacturing and distribution, nonprofits, professional services, property management, and representative payee industries. The company was formerly known as RCB Corporation and changed its name to River City Banki in November 2010. River City Bank was incorporated in 1963 and is headquarte
RCBC financial snapshot
- Wall Street Score:
- 73/100
- Current price:
- $52.75
- Market capitalization:
- $759.8M
- Revenue:
- $311.4M
- Net income:
- $78.3M
- Free cash flow:
- $75.5M
- Cash:
- $353.4M
- Total debt:
- $26.6M
- EPS:
- 5.42
- P/E ratio:
- 9.7x
- Financial score:
- 71/100
- Valuation score:
- 100/100
- Revenue score:
- 55/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $75.5M, showing positive cash generation.
- The balance sheet shows $353.4M of cash versus $26.6M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 71/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research RCBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.