Rhinebeck Bancorp, Inc. (RBKB) Stock Score, Valuation & Financial Research
Rhinebeck Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 49/100.
Quick answer for RBKB
Rhinebeck Bancorp, Inc. currently has a Wall Street Score of 49/100. The stored market price is $12.83. Its financial score is 52/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Rhinebeck Bancorp, Inc. does
Rhinebeck Bancorp, Inc. functions as the holding company for Rhinebeck Bank, which is dedicated to providing a full spectrum of banking and financial services. These offerings cater to both individual consumers and business clients throughout New York's Hudson Valley region. The company's financial products include various deposit accounts, automobile financing, and a wide range of real estate loans. This extensive lending portfolio covers commercial real estate, encompassing multi-family properties, construction, and land development, in addition to business loans and mortgages for one-to four-family residential dwellings. Furthermore, Rhinebeck Bancorp, Inc. extends brokerage and financial advisory services, along with life insurance and investment products, to its diverse clientele. As of December 31, 2021, the company operated through 15 branches and 2 representative offices situated
RBKB financial snapshot
- Wall Street Score:
- 49/100
- Current price:
- $12.83
- Market capitalization:
- $200.6M
- Revenue:
- $72.7M
- Net income:
- $9.9M
- Free cash flow:
- $10.9M
- Cash:
- $21.0M
- Total debt:
- $30.3M
- EPS:
- 0.93
- P/E ratio:
- 13.8x
- Financial score:
- 52/100
- Valuation score:
- 97/100
- Revenue score:
- 20/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $10.9M, showing positive cash generation.
- The balance sheet shows $21.0M of cash versus $30.3M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 52/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research RBKB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.