Q2 Holdings, Inc. (QTWO) Stock Score, Valuation & Financial Research
Q2 Holdings, Inc. is in the Technology sector and Software - Application industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 41/100.
Quick answer for QTWO
Q2 Holdings, Inc. currently has a Wall Street Score of 41/100. The stored market price is $59.55. Its financial score is 37/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Q2 Holdings, Inc. does
Q2 Holdings, Inc. provides a comprehensive array of cloud-based digital banking platforms, primarily serving regional and community financial institutions (RCFIs) across the United States. Its extensive product lineup covers various facets of digital finance. For consumers, the company offers Q2 Consumer Banking, a browser-accessible solution featuring fully branded digital banking capabilities. Businesses, both small and commercial, can utilize Q2 Small Business and Commercial, a dedicated digital banking platform optimized for mobile and tablet devices. Furthermore, Q2mobile Remote Deposit Capture streamlines the process of depositing checks remotely. Beyond core banking functionality, Q2 also delivers specialized solutions. These include Q2 Sentinel for advanced security analytics and Q2 Patrol, an event-driven validation product. To enhance customer engagement, Q2 provides the SMART
QTWO financial snapshot
- Wall Street Score:
- 41/100
- Current price:
- $59.55
- Market capitalization:
- $3.71B
- Revenue:
- $821.6M
- Net income:
- $73.9M
- Free cash flow:
- $194.7M
- Cash:
- $342.3M
- Total debt:
- $343.9M
- EPS:
- 0.84
- P/E ratio:
- 70.9x
- Financial score:
- 37/100
- Valuation score:
- 0/100
- Revenue score:
- 22/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $194.7M, showing positive cash generation.
- The balance sheet shows $342.3M of cash versus $343.9M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 37/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research QTWO
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.