QNB Corp. (QNBC) Stock Score, Valuation & Financial Research
QNB Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for QNBC
QNB Corp. currently has a Wall Street Score of 58/100. The stored market price is $44.85. Its financial score is 54/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What QNB Corp. does
QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company offers demand and savings accounts, such as money market accounts, interest-bearing demand accounts, club accounts, traditional statement savings accounts, and online savings account, as well as time deposits, including certificates of deposit and individual retirement accounts. It also provides commercial real estate loans comprising construction and land development loans; industrial loans; commercial and industrial loans; residential real estate loans; residential mortgage loans; consumer loans; fixed-rate home equity loans and variable-rate home equity lines of credit; and purchases investment securities. In addition, the company offers retail brokerage and advisory services; insurance prod
QNBC financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $44.85
- Market capitalization:
- $181.5M
- Revenue:
- $104.0M
- Net income:
- $13.4M
- Free cash flow:
- $15.5M
- Cash:
- $79.3M
- Total debt:
- $129.4M
- EPS:
- 3.40
- P/E ratio:
- 13.2x
- Financial score:
- 54/100
- Valuation score:
- 97/100
- Revenue score:
- 37/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $15.5M, showing positive cash generation.
- The balance sheet shows $79.3M of cash versus $129.4M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research QNBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.