PayPal Holdings, Inc. (PYPL) Stock Score, Valuation & Financial Research
PayPal Holdings, Inc. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 68/100.
Quick answer for PYPL
PayPal Holdings, Inc. currently has a Wall Street Score of 68/100. The stored market price is $53.72. Its financial score is 42/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What PayPal Holdings, Inc. does
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
PYPL financial snapshot
- Wall Street Score:
- 68/100
- Current price:
- $53.72
- Market capitalization:
- $45.96B
- Revenue:
- $33.73B
- Net income:
- $5.06B
- Free cash flow:
- $5.56B
- Cash:
- $6.98B
- Total debt:
- $9.41B
- EPS:
- 5.46
- P/E ratio:
- 9.8x
- Financial score:
- 42/100
- Valuation score:
- 97/100
- Revenue score:
- 29/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $5.56B, showing positive cash generation.
- The balance sheet shows $6.98B of cash versus $9.41B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 42/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PYPL
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.