Primerica, Inc. (PRI) Stock Score, Valuation & Financial Research
Primerica, Inc. is in the Financial Services sector and Insurance - Life industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 71/100.
Quick answer for PRI
Primerica, Inc. currently has a Wall Street Score of 71/100. The stored market price is $291.91. Its financial score is 39/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Primerica, Inc. does
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Othe
PRI financial snapshot
- Wall Street Score:
- 71/100
- Current price:
- $291.91
- Market capitalization:
- $9.10B
- Revenue:
- $3.33B
- Net income:
- $772.3M
- Free cash flow:
- $875.1M
- Cash:
- $645.8M
- Total debt:
- $1.77B
- EPS:
- 22.95
- P/E ratio:
- 12.7x
- Financial score:
- 39/100
- Valuation score:
- 97/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $875.1M, showing positive cash generation.
- The balance sheet shows $645.8M of cash versus $1.77B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 39/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PRI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.