PROG Holdings, Inc. (PRG) Stock Score, Valuation & Financial Research
PROG Holdings, Inc. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 47/100.
Quick answer for PRG
PROG Holdings, Inc. currently has a Wall Street Score of 47/100. The stored market price is $37.38. Its financial score is 34/100. Its valuation score is 26/100. These figures are a research snapshot, not a buy or sell recommendation.
What PROG Holdings, Inc. does
PROG Holdings, Inc. functions as a multi-channel financial services firm, specializing in lease-to-own programs for individuals with limited credit access or those traditionally considered underserved. The company's operations are divided into two distinct segments. The Progressive Leasing division provides customers with rent-to-own options for a diverse array of merchandise, such as furniture, household appliances, electronic gadgets, jewelry, mobile phones and their accessories, mattresses, and automobile electronics and fittings. These services are delivered through various touchpoints, including in-store, mobile, and online channels, often in collaboration with point-of-sale and e-commerce retail partners. Meanwhile, the Vive segment extends "second-chance" and revolving credit solutions, utilizing both its own and co-branded credit cards. These offerings are specifically tailored f
PRG financial snapshot
- Wall Street Score:
- 47/100
- Current price:
- $37.38
- Market capitalization:
- $1.49B
- Revenue:
- $2.52B
- Net income:
- $148.1M
- Free cash flow:
- $324.9M
- Cash:
- $79.5M
- Total debt:
- $936.1M
- EPS:
- 3.66
- P/E ratio:
- 10.2x
- Financial score:
- 34/100
- Valuation score:
- 26/100
- Revenue score:
- 30/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $324.9M, showing positive cash generation.
- The balance sheet shows $79.5M of cash versus $936.1M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 26/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 34/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PRG
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.