Pinnacle Financial Partners, Inc. (PNFP) Stock Score, Valuation & Financial Research
Pinnacle Financial Partners, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for PNFP
Pinnacle Financial Partners, Inc. currently has a Wall Street Score of 62/100. The stored market price is $99.14. Its financial score is 51/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Pinnacle Financial Partners, Inc. does
Pinnacle Financial Partners, Inc. functions as a bank holding company, overseeing Pinnacle Bank, which delivers a comprehensive range of banking solutions and services across the United States. The company facilitates various types of deposit accounts for its clients, including savings accounts, standard checking accounts (both interest-bearing and noninterest-bearing), money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering commercial loans for purposes like equipment financing and working capital, along with commercial real estate loans for investment properties and business ventures backed by real estate. For individual clients, Pinnacle Bank offers secured and unsecured installment loans, term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. Additionally, it issues credit cards for both consu
PNFP financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $99.14
- Market capitalization:
- $14.97B
- Revenue:
- $4.90B
- Net income:
- $821.1M
- Free cash flow:
- $665.2M
- Cash:
- $648.0M
- Total debt:
- $11.10B
- EPS:
- 8.15
- P/E ratio:
- 12.2x
- Financial score:
- 51/100
- Valuation score:
- 97/100
- Revenue score:
- 42/100
What stands out
- Reported year-over-year revenue growth is +0.7%.
- Free cash flow is $665.2M, showing positive cash generation.
- The balance sheet shows $648.0M of cash versus $11.10B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 51/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PNFP
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.