PennyMac Mortgage Investment Trust (PMT) Stock Score, Valuation & Financial Research
PennyMac Mortgage Investment Trust is in the Real Estate sector and REIT - Mortgage industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for PMT
PennyMac Mortgage Investment Trust currently has a Wall Street Score of 57/100. The stored market price is $8.88. Its financial score is 1/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What PennyMac Mortgage Investment Trust does
PennyMac Mortgage Investment Trust (PMT) functions as a specialized financial firm, concentrating its investments primarily on mortgage-related assets within the United States. The company operates through several key divisions: Its Credit Sensitive Strategies segment channels capital into various instruments, including credit risk transfer (CRT) agreements and securities, distressed loans, real estate holdings, and non-agency subordinated bonds. The Interest Rate Sensitive Strategies segment focuses on investments such as mortgage servicing rights, excess servicing spreads, and both agency and senior non-agency mortgage-backed securities (MBS), while also undertaking related interest rate hedging activities. Through its Correspondent Production segment, PMT engages in the acquisition, pooling, and subsequent resale of newly originated prime credit residential loans, either directly or p
PMT financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $8.88
- Market capitalization:
- $774.4M
- Revenue:
- $1.40B
- Net income:
- $142.8M
- Free cash flow:
- $-7.21B
- Cash:
- $1.18B
- Total debt:
- $20.29B
- EPS:
- 0.99
- P/E ratio:
- 9.0x
- Financial score:
- 1/100
- Valuation score:
- 100/100
- Revenue score:
- 56/100
What stands out
- Reported year-over-year revenue growth is -0.2%.
- Free cash flow is $-7.21B, showing cash burn in the current stored period.
- The balance sheet shows $1.18B of cash versus $20.29B of total debt, so leverage deserves attention.
- The current research record carries a high debt stress warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 1/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PMT
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.