Palomar Holdings, Inc. (PLMR) Stock Score, Valuation & Financial Research
Palomar Holdings, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 70/100.
Quick answer for PLMR
Palomar Holdings, Inc. currently has a Wall Street Score of 70/100. The stored market price is $140.78. Its financial score is 46/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What Palomar Holdings, Inc. does
Palomar Holdings, Inc. functions as an insurance holding company dedicated to providing specialized property coverage for both private homeowners and businesses. Its comprehensive product range encompasses essential offerings such as residential and commercial earthquake policies, commercial all-risk protection, tailored homeowners' insurance, inland marine coverage, and Hawaii hurricane policies. Furthermore, the company extends its services to include residential and commercial flood insurance, along with other specialized financial products like assumed reinsurance, real estate error and omission (E&O) coverage, and specific solutions for real estate investors. Palomar distributes its policies through a varied network, including independent retail agents, wholesale brokers, program administrators, and collaborative agreements with other insurance carriers. The company, which was previ
PLMR financial snapshot
- Wall Street Score:
- 70/100
- Current price:
- $140.78
- Market capitalization:
- $3.73B
- Revenue:
- $978.0M
- Net income:
- $197.1M
- Free cash flow:
- $402.0M
- Cash:
- $56.5M
- Total debt:
- $297.4M
- EPS:
- 7.40
- P/E ratio:
- 19.0x
- Financial score:
- 46/100
- Valuation score:
- 93/100
- Revenue score:
- 48/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $402.0M, showing positive cash generation.
- The balance sheet shows $56.5M of cash versus $297.4M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PLMR
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.