Plumas Bancorp (PLBC) Stock Score, Valuation & Financial Research
Plumas Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 64/100.
Quick answer for PLBC
Plumas Bancorp currently has a Wall Street Score of 64/100. The stored market price is $62.72. Its financial score is 51/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Plumas Bancorp does
Plumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loan
PLBC financial snapshot
- Wall Street Score:
- 64/100
- Current price:
- $62.72
- Market capitalization:
- $436.8M
- Revenue:
- $130.7M
- Net income:
- $35.8M
- Free cash flow:
- $20.3M
- Cash:
- $135.5M
- Total debt:
- $103.6M
- EPS:
- 4.60
- P/E ratio:
- 13.6x
- Financial score:
- 51/100
- Valuation score:
- 97/100
- Revenue score:
- 50/100
What stands out
- Reported year-over-year revenue growth is +0.2%.
- Free cash flow is $20.3M, showing positive cash generation.
- The balance sheet shows $135.5M of cash versus $103.6M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 51/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PLBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.