The Progressive Corporation (PGR) Stock Score, Valuation & Financial Research

The Progressive Corporation is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 77/100.

Quick answer for PGR

The Progressive Corporation currently has a Wall Street Score of 77/100. The stored market price is $216.99. Its financial score is 53/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.

What The Progressive Corporation does

The Progressive Corporation, an insurance holding company, offers a comprehensive range of insurance products and associated services across the United States. Its portfolio includes personal and commercial vehicle coverage, residential and commercial property protection, general liability, and various other specialized property-casualty insurance options. The company's operations are structured into three main divisions: Personal Lines, Commercial Lines, and Property. Within the Personal Lines segment, Progressive provides coverage for individual automobiles and recreational vehicles. Offerings range from standard personal auto policies to specialized options for motorcycles, all-terrain vehicles (ATVs), RVs, watercraft, snowmobiles, and similar forms of personal transport. The Commercial Lines division focuses on providing primary liability and physical damage insurance for business ve

PGR financial snapshot

Wall Street Score:
77/100
Current price:
$216.99
Market capitalization:
$126.16B
Revenue:
$91.05B
Net income:
$11.70B
Free cash flow:
$17.20B
Cash:
$125.0M
Total debt:
$8.39B
EPS:
19.29
P/E ratio:
11.2x
Financial score:
53/100
Valuation score:
97/100
Revenue score:
41/100

What stands out

  • Reported year-over-year revenue growth is +0.0%.
  • Free cash flow is $17.20B, showing positive cash generation.
  • The balance sheet shows $125.0M of cash versus $8.39B of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 53/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research PGR

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.