Peapack-Gladstone Financial Corporation (PGC) Stock Score, Valuation & Financial Research
Peapack-Gladstone Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 48/100.
Quick answer for PGC
Peapack-Gladstone Financial Corporation currently has a Wall Street Score of 48/100. The stored market price is $45.8. Its financial score is 41/100. Its valuation score is 87/100. These figures are a research snapshot, not a buy or sell recommendation.
What Peapack-Gladstone Financial Corporation does
Peapack-Gladstone Financial Corporation (PGC) functions as the holding company for Peapack-Gladstone Bank, a financial institution primarily dedicated to delivering private banking and comprehensive wealth management services throughout the United States. Its operations are structured into two key divisions: Banking and Peapack Private. For deposit services, PGC provides a range of accounts including standard checking and savings, high-yield money market accounts, interest-bearing checking options, certificates of deposit (CDs), and individual retirement accounts (IRAs). On the lending side, the bank supports businesses with working capital lines of credit, term loans for acquiring fixed assets, commercial and multi-family real estate mortgages, and diverse forms of asset-based financing. It also engages in various commercial and industrial (C&I) lending, equipment finance, and commercia
PGC financial snapshot
- Wall Street Score:
- 48/100
- Current price:
- $45.8
- Market capitalization:
- $811.5M
- Revenue:
- $454.9M
- Net income:
- $43.9M
- Free cash flow:
- $28.6M
- Cash:
- $253.4M
- Total debt:
- $106.4M
- EPS:
- 2.12
- P/E ratio:
- 21.6x
- Financial score:
- 41/100
- Valuation score:
- 87/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $28.6M, showing positive cash generation.
- The balance sheet shows $253.4M of cash versus $106.4M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 87/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 41/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PGC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.