Preferred Bank (PFBC) Stock Score, Valuation & Financial Research
Preferred Bank is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 70/100.
Quick answer for PFBC
Preferred Bank currently has a Wall Street Score of 70/100. The stored market price is $105.81. Its financial score is 49/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Preferred Bank does
Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature fixed-rate and fixed-maturity certificates of deposit for both retail and non-retail clients, along with individual retirement accounts. On the lending side, Preferred Bank extends real estate mortgage loans secured by a variety of properties, including retail, industrial, office, special purpose, and residential (single and multi-family) assets. They also finance real estate construction projects and offer commercial loans like working capital lines of credit, term loans for cap
PFBC financial snapshot
- Wall Street Score:
- 70/100
- Current price:
- $105.81
- Market capitalization:
- $1.25B
- Revenue:
- $506.3M
- Net income:
- $135.4M
- Free cash flow:
- $166.8M
- Cash:
- $749.8M
- Total debt:
- $382.1M
- EPS:
- 10.61
- P/E ratio:
- 10.0x
- Financial score:
- 49/100
- Valuation score:
- 100/100
- Revenue score:
- 29/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $166.8M, showing positive cash generation.
- The balance sheet shows $749.8M of cash versus $382.1M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PFBC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.