PCB Bancorp (PCB) Stock Score, Valuation & Financial Research
PCB Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 61/100.
Quick answer for PCB
PCB Bancorp currently has a Wall Street Score of 61/100. The stored market price is $27.97. Its financial score is 51/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What PCB Bancorp does
PCB Bancorp operates as the bank holding company for PCB Bank that provides various banking products and services to small and middle market businesses and individuals in the United States. The company offers demand, savings, money market, time deposits, and certificates of deposit; and remote deposit capture, courier deposit and positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, including commercial and residential, small business administration (SBA), multifamily, business property, and construction loans; commercial and industrial loans, such as commercial term and lines of credit, and SBA commercial term, trade finance, home, and mortgage warehouse; consumer loans comprising residential mortgage and other consumer loans; and automobile loans, unsecured lines of credit, and term loans. In addition, the company offers access to account
PCB financial snapshot
- Wall Street Score:
- 61/100
- Current price:
- $27.97
- Market capitalization:
- $398.1M
- Revenue:
- $209.5M
- Net income:
- $41.8M
- Free cash flow:
- $24.4M
- Cash:
- $30.9M
- Total debt:
- $27.7M
- EPS:
- 2.62
- P/E ratio:
- 10.7x
- Financial score:
- 51/100
- Valuation score:
- 97/100
- Revenue score:
- 34/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $24.4M, showing positive cash generation.
- The balance sheet shows $30.9M of cash versus $27.7M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 51/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PCB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.