Private Bancorp of America, Inc. (PBAM) Stock Score, Valuation & Financial Research
Private Bancorp of America, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for PBAM
Private Bancorp of America, Inc. currently has a Wall Street Score of 63/100. The stored market price is $90.5. Its financial score is 49/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Private Bancorp of America, Inc. does
Private Bancorp of America, Inc., acting as the parent company for CalPrivate Bank, offers a comprehensive range of financial products and services tailored for both individual and business customers throughout California. For personal banking needs, the institution provides various deposit accounts, including checking, savings, money market, certificate of deposit, and retirement options. It also extends personal credit lines and term loans. Additional conveniences for individual clients include direct deposit, online banking, ATM and debit card access, credit cards, overdraft protection linked to savings or credit lines, secure safe deposit boxes, and Certificate of Deposit Account Registry Service (CDARS). Its business banking offerings encompass essential checking, savings, and sweep accounts, augmented by numerous corporate solutions. These include advanced treasury management, merc
PBAM financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $90.5
- Market capitalization:
- $518.2M
- Revenue:
- $175.4M
- Net income:
- $44.7M
- Free cash flow:
- $43.4M
- Cash:
- $278.1M
- Total debt:
- $26.0M
- EPS:
- 7.79
- P/E ratio:
- 11.6x
- Financial score:
- 49/100
- Valuation score:
- 97/100
- Revenue score:
- 44/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $43.4M, showing positive cash generation.
- The balance sheet shows $278.1M of cash versus $26.0M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research PBAM
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.