Prosperity Bancshares, Inc. (PB) Stock Score, Valuation & Financial Research
Prosperity Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 56/100.
Quick answer for PB
Prosperity Bancshares, Inc. currently has a Wall Street Score of 56/100. The stored market price is $71.5. Its financial score is 54/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Prosperity Bancshares, Inc. does
Prosperity Bancshares, Inc. serves as the holding company for Prosperity Bank, providing a comprehensive suite of financial solutions to both individual customers and corporate clients. The bank gathers various types of deposits, such as checking, savings, money market accounts, and certificates of deposit. Its lending portfolio is extensive, covering: Real Estate: Mortgages for residential properties (1-4 family), commercial real estate, multi-family dwellings, as well as construction, land development, and land acquisition loans. Business: Commercial and industrial (C&I) financing, agricultural loans (including those not backed by real estate), credit lines for working capital, business expansion, and equipment purchases. Consumer: Personal loans, financing for automobiles, recreational vehicles, boats, home improvements, home equity, durable goods, and loans secured by deposits. Beyon
PB financial snapshot
- Wall Street Score:
- 56/100
- Current price:
- $71.5
- Market capitalization:
- $8.59B
- Revenue:
- $1.69B
- Net income:
- $528.9M
- Free cash flow:
- $517.0M
- Cash:
- $1.55B
- Total debt:
- $2.49B
- EPS:
- 5.72
- P/E ratio:
- 12.5x
- Financial score:
- 54/100
- Valuation score:
- 97/100
- Revenue score:
- 27/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $517.0M, showing positive cash generation.
- The balance sheet shows $1.55B of cash versus $2.49B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.