Paysign, Inc. (PAYS) Stock Score, Valuation & Financial Research
Paysign, Inc. is in the Industrials sector and Specialty Business Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 43/100.
Quick answer for PAYS
Paysign, Inc. currently has a Wall Street Score of 43/100. The stored market price is $13.01. Its financial score is 38/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Paysign, Inc. does
Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. The company offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card and software solutions. It also operates a customer service center; and offers a communication suite, including mobile app, two-way SMS, text alerts, and cardholder web portal. The company markets its prepaid card solutions under the Paysign brand. It serves companies and municipalities that require payment solutions for rewards, rebates, payment assistance, and
PAYS financial snapshot
- Wall Street Score:
- 43/100
- Current price:
- $13.01
- Market capitalization:
- $727.3M
- Revenue:
- $91.5M
- Net income:
- $10.4M
- Free cash flow:
- $51.2M
- Cash:
- $20.5M
- Total debt:
- $5.9M
- EPS:
- 0.14
- P/E ratio:
- 92.9x
- Financial score:
- 38/100
- Valuation score:
- 0/100
- Revenue score:
- 40/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $51.2M, showing positive cash generation.
- The balance sheet shows $20.5M of cash versus $5.9M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 38/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PAYS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.