PayPay Corporation (PAYP) Stock Score, Valuation & Financial Research
PayPay Corporation is in the Technology sector and Software - Infrastructure industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 65/100.
Quick answer for PAYP
PayPay Corporation currently has a Wall Street Score of 65/100. The stored market price is $18.68. Its financial score is 42/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What PayPay Corporation does
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of servi
PAYP financial snapshot
- Wall Street Score:
- 65/100
- Current price:
- $18.68
- Market capitalization:
- $12.65B
- Revenue:
- $2.28B
- Net income:
- $704.3M
- Free cash flow:
- $1.76B
- Cash:
- $2.23B
- Total debt:
- $3.52B
- EPS:
- 1.17
- P/E ratio:
- 15.9x
- Financial score:
- 42/100
- Valuation score:
- 93/100
- Revenue score:
- 41/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $1.76B, showing positive cash generation.
- The balance sheet shows $2.23B of cash versus $3.52B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 42/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research PAYP
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.