Pineapple Financial Inc. (PAPL) Stock Score, Valuation & Financial Research
Pineapple Financial Inc. is in the Financial Services sector and Financial - Mortgages industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 32/100.
Quick answer for PAPL
Pineapple Financial Inc. currently has a Wall Street Score of 32/100. The stored market price is $0.89. Its financial score is 23/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Pineapple Financial Inc. does
Pineapple Financial Inc., headquartered in North York, Canada, is a Canadian enterprise specializing in mortgage technology and brokerage services. The company delivers comprehensive mortgage brokerage solutions alongside advanced technological tools. These offerings are designed for a wide array of Canadian mortgage professionals, including agents, brokers, sub-brokers, and entire brokerages, as well as direct consumers. Leveraging sophisticated data-driven systems and cloud-based platforms, its technology suite includes the MyPineapple platform, which empowers users to efficiently manage and execute their brokerage operations. Beyond its core offerings, Pineapple Financial provides extensive back-office support. This encompasses digital onboarding, streamlined loan packaging and processing, a client portal for document management, loan maintenance, and critical administrative functions
PAPL financial snapshot
- Wall Street Score:
- 32/100
- Current price:
- $0.89
- Market capitalization:
- $22.6M
- Revenue:
- $9.5M
- Net income:
- $-53.0M
- Free cash flow:
- $-1.9M
- Cash:
- $5.1M
- Total debt:
- $22.0M
- EPS:
- -39.43
- Financial score:
- 23/100
- Valuation score:
- 0/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is +2.2%.
- Free cash flow is $-1.9M, showing cash burn in the current stored period.
- The balance sheet shows $5.1M of cash versus $22.0M of total debt, so leverage deserves attention.
- The current research record carries a share basis reconciled warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 23/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research PAPL
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.