Bank OZK (OZK) Stock Score, Valuation & Financial Research
Bank OZK is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for OZK
Bank OZK currently has a Wall Street Score of 63/100. The stored market price is $49.16. Its financial score is 31/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Bank OZK does
Bank OZK is a financial institution offering a comprehensive range of banking services to both retail and commercial clients. Its deposit offerings encompass a wide array of account types, such as demand deposit accounts (both interest and non-interest-bearing), business sweep, savings, money market, and individual retirement accounts, alongside various time deposit options. Beyond deposits, Bank OZK extends diverse lending solutions. These include financing for real estate, consumers, and businesses, as well as specialized areas like recreational vehicles, marine vessels, commercial & industrial projects, and government-guaranteed loans. The bank also supports agriculture, small businesses, homebuilders, and affordable housing initiatives. Additional financial provisions cover business aviation and subscription-based services, as well as conventional mortgage and other loan products. Fu
OZK financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $49.16
- Market capitalization:
- $5.37B
- Revenue:
- $2.80B
- Net income:
- $706.9M
- Free cash flow:
- $731.7M
- Cash:
- $1.70B
- Total debt:
- $813.9M
- EPS:
- 6.21
- P/E ratio:
- 7.9x
- Financial score:
- 31/100
- Valuation score:
- 100/100
- Revenue score:
- 38/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $731.7M, showing positive cash generation.
- The balance sheet shows $1.70B of cash versus $813.9M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 31/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research OZK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.