Oscar Health, Inc. (OSCR) Stock Score, Valuation & Financial Research

Oscar Health, Inc. is in the Healthcare sector and Medical - Healthcare Plans industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 39/100.

Quick answer for OSCR

Oscar Health, Inc. currently has a Wall Street Score of 39/100. The stored market price is $32.77. Its financial score is 40/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.

What Oscar Health, Inc. does

Oscar Health, Inc. operates as a health insurance provider across the United States. Its offerings include various health plans such as those for individuals and families, small businesses, and Medicare Advantage options. The company also features "+Oscar," a proprietary technology platform designed to facilitate engagement between healthcare providers, payers, and their members or patients. Additionally, Oscar Health provides reinsurance solutions. Originally established as Mulberry Health Inc., the firm officially changed its name to Oscar Health, Inc. in January 2021. It was founded in 2012 and maintains its main office in New York, New York.

OSCR financial snapshot

Wall Street Score:
39/100
Current price:
$32.77
Market capitalization:
$8.50B
Revenue:
$13.30B
Net income:
$-39.4M
Free cash flow:
$1.06B
Cash:
$4.81B
Total debt:
$430.9M
EPS:
-1.69
Financial score:
40/100
Valuation score:
0/100
Revenue score:
51/100

What stands out

  • Reported year-over-year revenue growth is +0.1%.
  • Free cash flow is $1.06B, showing positive cash generation.
  • The balance sheet shows $4.81B of cash versus $430.9M of total debt, leaving more cash than debt.

What the numbers mean

Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research OSCR

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.