OP Bancorp (OPBK) Stock Score, Valuation & Financial Research
OP Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for OPBK
OP Bancorp currently has a Wall Street Score of 63/100. The stored market price is $15.36. Its financial score is 50/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What OP Bancorp does
OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, as well as Santa Clara, California; Carrollton, Texas; Las Vegas, Nevada Pleasanton, California; Atlanta, Georgia; Aurora, Colorado; Lynnwood, Washington; and Fairfax, Virginia. The company was founded in 2005 and is headquartered in Los Angeles, California.
OPBK financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $15.36
- Market capitalization:
- $228.8M
- Revenue:
- $127.9M
- Net income:
- $21.0M
- Free cash flow:
- $23.4M
- Cash:
- $434.0M
- Total debt:
- $121.9M
- EPS:
- 1.72
- P/E ratio:
- 8.9x
- Financial score:
- 50/100
- Valuation score:
- 100/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is -0.2%.
- Free cash flow is $23.4M, showing positive cash generation.
- The balance sheet shows $434.0M of cash versus $121.9M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 50/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research OPBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.