Onity Group Inc. (ONIT) Stock Score, Valuation & Financial Research
Onity Group Inc. is in the Financial Services sector and Financial - Mortgages industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.
Quick answer for ONIT
Onity Group Inc. currently has a Wall Street Score of 59/100. The stored market price is $34.23. Its financial score is 19/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Onity Group Inc. does
Onity Group Inc. operates as a financial services firm focused on the creation and administration of both conventional (forward) and reverse mortgage loans. Its business activities extend across the United States, the U.S. Virgin Islands, India, and the Philippines, and are structured into two core divisions: Servicing and Originations. The company provides a wide array of offerings, including the management of owned mortgage servicing rights and subservicing products. Its comprehensive loan portfolio features traditional conventional mortgages, government-backed loans, non-agency mortgages, reverse mortgages, multi-family property loans, and both residential forward and small commercial mortgage solutions. Onity actively originates and acquires conventional and government-insured residential forward and reverse mortgage loans through various avenues, such as correspondent lending partne
ONIT financial snapshot
- Wall Street Score:
- 59/100
- Current price:
- $34.23
- Market capitalization:
- $288.6M
- Revenue:
- $1.20B
- Net income:
- $175.0M
- Free cash flow:
- $-1.12B
- Cash:
- $182.5M
- Total debt:
- $15.90B
- EPS:
- 23.07
- P/E ratio:
- 1.5x
- Financial score:
- 19/100
- Valuation score:
- 100/100
- Revenue score:
- 53/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $-1.12B, showing cash burn in the current stored period.
- The balance sheet shows $182.5M of cash versus $15.90B of total debt, so leverage deserves attention.
- The current research record carries a high debt stress warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 19/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research ONIT
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.