The OLB Group, Inc.
The research page contains a warning that has not been mapped to a supported model interpretation. The company research remains available, but the complete score is withheld until the warning is reviewed.
Severe listing-compliance risk
The share price is below $1 and the stored reverse-split/listing-risk level is CRITICAL. No verified reverse-split authorization or announced reverse split is currently recorded. This is a risk signal, not confirmation that Nasdaq has issued a deficiency notice.
OLB · Price history
Price at last available close
$0.28
+$0.09 (+44.56%) 1M
2026-10-27
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Company & revenue
About The OLB Group, Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 13, 2026. A research update is not a new financial filing.
Who they are
The OLB Group, Inc., founded in 1993 and based in New York, New York, provides comprehensive financial and transaction processing solutions for small and mid-sized businesses across the United States. The company operates a sophisticated crowdfunding platform that streamlines capital raises for various securities, complying with Regulations D, Crowdfunding, A, and the Securities Act of 1933. Additionally, OLB offers a cloud-based business management platform, supplying turnkey solutions for merchants to establish and manage their retail ventures.
How they make money
The OLB Group operates as a FinTech company providing integrated business solutions to merchants through a suite of products in the merchant services marketplace. The company generates revenue through transaction fees, subscription services, and digital product sales within its cloud-based business management platforms, alongside operations in Bitcoin mining.
Products & services
Cloud-based business management platforms for retail merchants, merchant services, crowdfunding support, and Bitcoin mining operations.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer concentration
No quantified customer-concentration disclosure is available in the current saved research.
Suppliers, materials & equipment
- unnamed — The company utilizes third-party developers in India for software development and maintenance services.Source
Strengths
- Integrated ecosystem of e-commerce and business management productsSource
Sources
Company-specific research
Questions worth answering for OLB
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving OLB's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •How long can OLB fund negative free cash flow using its current cash position before it may need more debt or new shares?
- •How is OLB likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
- •What specifically needs to improve for OLB to reach sustainable profitability?
- •What future growth or profitability would be needed to justify OLB's current valuation?
Essential Investment Snapshot
Market Cap
$6.8M
P/E Ratio
-0.6
EPS
$-0.93
52-Week High
$1.80
52-Week Low
$0.18
Beta
2.17
Shares Outstanding
14.7M
Total Debt
$210K
Dividend
No current dividend
Liquidation Value / Share
$0.49
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Neutral / mixed momentum
Extreme movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for OLB
Detected from reported data — verify before acting.Debt service risk
Interest coverage is low (~-13.0x). Earnings may be strained to cover interest expense.
Repurchase headline · Oct 6, 2026
The OLB Group Launches Share Buyback; Suspends ATM Program — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
AccesswireCommunity Sentiment
0 active · 0 total callsNo personal call yet on OLB.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Integrated ecosystem of e-commerce and business management products.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Software - Application industry.
- −Dependence on national and international economic conditions affecting disposable income for investments.
- −Failure to maintain minimum closing bid price requirements for Nasdaq listing.
- −Diluted weighted-average shares increased 352.7% year over year.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
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Score Changes
Score changes will appear once more historical records are available.
Price vs. Value
Valuation unavailableCurrent Price
$0.28
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $7.0M | $8.7M | $12.8M | $30.6M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $9.0M | $10.5M | $13.6M | $25.0M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | -$1.9M | -$1.8M | -$763K | $5.6M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $2.9M | $2.8M | $4.8M | $9.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $3.2M | $3.3M | $10.9M | $29.1M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | -$4.6M | -$5.0M | -$8.0M | -$16.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | -$5.1M | -$5.2M | -$11.7M | -$23.5M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $77K | $396K | $46K | $148K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | -$4.8M | -$5.9M | -$11.2M | -$23.3M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | -$4.8M | -$5.9M | -$11.2M | -$23.2M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $-0.93 | $-1.74 | $-6.10 | $-15.33 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 14.04M | 3.84M | 1.86M | 1.52M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 14.04M | 3.84M | 1.86M | 1.52M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$1.3M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
-$0.08
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+43.7%
Cash Change
+47992.6%
Margin Change
+11.2 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Margins expanded
- Cash position grew
What Weakened
- Debt increased
Potential Score Impact
Positive indicators included cash levels, net income margin. Pressure indicators included revenue growth, EPS growth, debt levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 43.6%. EPS declined 91.9%. Cash increased 47992.6%. Total debt increased 43.7%. Net income margin improved by 11.2 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
4 historical recordsHistorical Score Chart
3 of 4 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Software - ApplicationNews
The OLB Group Launches Share Buyback; Suspends ATM Program
The OLB Group Reports Second Quarter 2026 Results and Completes Company-Wide Transition to AI-Assisted Software Development
The OLB Group, Inc. Granted Additional 180-Day Compliance Period by Nasdaq
OLB Group (OLB) Projected to Announce Quarterly Earnings on Thursday
Rumor Mill · OLB
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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