OFG Bancorp (OFG) Stock Score, Valuation & Financial Research
OFG Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for OFG
OFG Bancorp currently has a Wall Street Score of 63/100. The stored market price is $52.66. Its financial score is 46/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What OFG Bancorp does
OFG Bancorp, a financial holding company, delivers a broad spectrum of banking and financial solutions, structured across three core divisions: Banking, Wealth Management, and Treasury. The company's services include essential deposit products like checking, savings, and time accounts, alongside diverse credit options such as commercial, consumer, automobile, and mortgage loans. Beyond traditional lending and deposits, OFG Bancorp also provides financial planning, insurance, and trust services for both corporate and individual clients, as well as retirement plan administration. The firm extends its offerings to securities brokerage and investment advisory, assisting retail and institutional investors with various investment vehicles, including tax-advantaged fixed income instruments, mutual funds, stocks, and bonds. This segment also manages separately-managed accounts and offers mutual
OFG financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $52.66
- Market capitalization:
- $2.23B
- Revenue:
- $902.5M
- Net income:
- $220.4M
- Free cash flow:
- $199.3M
- Cash:
- $745.7M
- Total debt:
- $578.0M
- EPS:
- 4.53
- P/E ratio:
- 11.6x
- Financial score:
- 46/100
- Valuation score:
- 97/100
- Revenue score:
- 36/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $199.3M, showing positive cash generation.
- The balance sheet shows $745.7M of cash versus $578.0M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research OFG
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.