OceanFirst Financial Corp. (OCFC) Stock Score, Valuation & Financial Research
OceanFirst Financial Corp. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 42/100.
Quick answer for OCFC
OceanFirst Financial Corp. currently has a Wall Street Score of 42/100. The stored market price is $18.25. Its financial score is 40/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.
What OceanFirst Financial Corp. does
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securiti
OCFC financial snapshot
- Wall Street Score:
- 42/100
- Current price:
- $18.25
- Market capitalization:
- $1.10B
- Revenue:
- $663.1M
- Net income:
- $70.0M
- Free cash flow:
- $79.5M
- Cash:
- $137.0M
- Total debt:
- $1.50B
- EPS:
- 1.17
- P/E ratio:
- 15.6x
- Financial score:
- 40/100
- Valuation score:
- 93/100
- Revenue score:
- 19/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $79.5M, showing positive cash generation.
- The balance sheet shows $137.0M of cash versus $1.50B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research OCFC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.