Origin Bancorp, Inc. (OBK) Stock Score, Valuation & Financial Research

Origin Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 45/100.

Quick answer for OBK

Origin Bancorp, Inc. currently has a Wall Street Score of 45/100. The stored market price is $54.43. Its financial score is 31/100. Its valuation score is 87/100. These figures are a research snapshot, not a buy or sell recommendation.

What Origin Bancorp, Inc. does

Origin Bancorp, Inc. acts as the parent organization for Origin Bank, delivering a comprehensive range of banking and financial services. Its diverse clientele includes small to mid-sized businesses, municipal entities, and individual consumers across its operating regions of Texas, Louisiana, and Mississippi. The bank's offerings encompass various deposit accounts, such as interest-bearing and non-interest-bearing checking accounts, savings deposits, money market accounts, and time deposits. On the lending side, Origin Bank provides a broad spectrum of loan products, including commercial and residential real estate, construction and land development, consumer, commercial and industrial, mortgage warehouse, residential mortgage, and Paycheck Protection Program (PPP) loans. Beyond core banking, the company also offers personal and commercial property and casualty insurance products. Custo

OBK financial snapshot

Wall Street Score:
45/100
Current price:
$54.43
Market capitalization:
$1.68B
Revenue:
$505.0M
Net income:
$99.7M
Free cash flow:
$151.1M
Cash:
$87.3M
Total debt:
$136.9M
EPS:
2.43
P/E ratio:
22.4x
Financial score:
31/100
Valuation score:
87/100
Revenue score:
19/100

What stands out

  • Reported year-over-year revenue growth is -0.2%.
  • Free cash flow is $151.1M, showing positive cash generation.
  • The balance sheet shows $87.3M of cash versus $136.9M of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 87/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 31/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research OBK

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.