Nu Holdings Ltd. (NU) Stock Score, Valuation & Financial Research
Nu Holdings Ltd. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for NU
Nu Holdings Ltd. currently has a Wall Street Score of 58/100. The stored market price is $14.41. Its financial score is 49/100. Its valuation score is 81/100. These figures are a research snapshot, not a buy or sell recommendation.
What Nu Holdings Ltd. does
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit
NU financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $14.41
- Market capitalization:
- $69.79B
- Revenue:
- $17.54B
- Net income:
- $3.18B
- Free cash flow:
- $3.49B
- Cash:
- $19.37B
- Total debt:
- $3.17B
- EPS:
- 0.59
- P/E ratio:
- 24.4x
- Financial score:
- 49/100
- Valuation score:
- 81/100
- Revenue score:
- 45/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $3.49B, showing positive cash generation.
- The balance sheet shows $19.37B of cash versus $3.17B of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 81/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research NU
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.