The Bank of N.T. Butterfield & Son Limited (NTB) Stock Score, Valuation & Financial Research

The Bank of N.T. Butterfield & Son Limited is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 60/100.

Quick answer for NTB

The Bank of N.T. Butterfield & Son Limited currently has a Wall Street Score of 60/100. The stored market price is $60.09. Its financial score is 66/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.

What The Bank of N.T. Butterfield & Son Limited does

The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth m

NTB financial snapshot

Wall Street Score:
60/100
Current price:
$60.09
Market capitalization:
$2.38B
Revenue:
$757.5M
Net income:
$240.8M
Free cash flow:
$254.8M
Cash:
$1.94B
Total debt:
$132.3M
EPS:
5.61
P/E ratio:
10.7x
Financial score:
66/100
Valuation score:
97/100
Revenue score:
28/100

What stands out

  • Reported year-over-year revenue growth is -0.1%.
  • Free cash flow is $254.8M, showing positive cash generation.
  • The balance sheet shows $1.94B of cash versus $132.3M of total debt, leaving more cash than debt.

What the numbers mean

Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 66/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research NTB

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.