NI Holdings, Inc. (NODK) Stock Score, Valuation & Financial Research
NI Holdings, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 33/100.
Quick answer for NODK
NI Holdings, Inc. currently has a Wall Street Score of 33/100. The stored market price is $15.36. Its financial score is 50/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What NI Holdings, Inc. does
NI Holdings, Inc. provides a comprehensive range of property and casualty insurance policies across the United States. Their product portfolio includes coverage for personal and specialized automobile risks, residential properties, agricultural holdings, various types of crop damage (including hail and multi-peril), and general liability. Established in 1946, the company's primary operations are situated in Fargo, North Dakota, as a subsidiary of Nodak Mutual Group, Inc.
NODK financial snapshot
- Wall Street Score:
- 33/100
- Current price:
- $15.36
- Market capitalization:
- $314.5M
- Revenue:
- $273.2M
- Net income:
- $-4.4M
- Free cash flow:
- $-15.5M
- Cash:
- $57.7M
- Total debt:
- $0
- EPS:
- -0.50
- Financial score:
- 50/100
- Valuation score:
- 0/100
- Revenue score:
- 9/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $-15.5M, showing cash burn in the current stored period.
- The balance sheet shows $57.7M of cash versus $0 of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 50/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research NODK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.