Nelnet, Inc. (NNI) Stock Score, Valuation & Financial Research
Nelnet, Inc. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 52/100.
Quick answer for NNI
Nelnet, Inc. currently has a Wall Street Score of 52/100. The stored market price is $127.45. Its financial score is 23/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Nelnet, Inc. does
Nelnet, Inc. operates globally, encompassing a variety of businesses including loan management, telecommunications, educational technology, related services, and payment processing solutions. Its Loan Servicing and Systems division offers comprehensive support for loan operations. This includes converting and processing loan applications, managing borrower data, providing customer service, handling payments, executing due diligence, reconciling funds, and processing claims. The segment also develops specialized software for student loan servicing and delivers business process outsourcing, with a focus on contact center management through inbound calls, outreach campaigns, sales, and multi-channel customer engagement. The Education Technology, Services, and Payment Processing segment provides an extensive array of solutions. These span financial management services, school information sys
NNI financial snapshot
- Wall Street Score:
- 52/100
- Current price:
- $127.45
- Market capitalization:
- $4.58B
- Revenue:
- $2.14B
- Net income:
- $417.0M
- Free cash flow:
- $396.7M
- Cash:
- $118.7M
- Total debt:
- $7.70B
- EPS:
- 11.58
- P/E ratio:
- 11.0x
- Financial score:
- 23/100
- Valuation score:
- 97/100
- Revenue score:
- 31/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $396.7M, showing positive cash generation.
- The balance sheet shows $118.7M of cash versus $7.70B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 23/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research NNI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.