Annaly Capital Management, Inc. (NLY) Stock Score, Valuation & Financial Research

Annaly Capital Management, Inc. is in the Real Estate sector and REIT - Mortgage industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 59/100.

Quick answer for NLY

Annaly Capital Management, Inc. currently has a Wall Street Score of 59/100. The stored market price is $21.84. Its financial score is 36/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.

What Annaly Capital Management, Inc. does

Annaly Capital Management, Inc. (NLY) operates as a multifaceted financial firm, specializing in managing capital across various sectors. Its core business encompasses mortgage-related investments and lending to middle-market corporations. NLY strategically deploys capital across a diverse range of assets, including government-sponsored (Agency) and privately-issued (non-Agency) mortgage-backed securities, residential and commercial mortgage loans, mortgage servicing rights, credit risk transfer instruments, corporate debt, and other commercial real estate investments. Operating as a Real Estate Investment Trust (REIT), Annaly benefits from a particular tax structure. This designation exempts it from federal corporate income tax, provided it distributes the majority of its taxable earnings to its investors. Established in 1996, the firm's corporate headquarters are located in New York Ci

NLY financial snapshot

Wall Street Score:
59/100
Current price:
$21.84
Market capitalization:
$16.46B
Revenue:
$5.94B
Net income:
$2.95B
Free cash flow:
$-222.2M
Cash:
$2.91B
Total debt:
$124.94B
EPS:
2.92
P/E ratio:
7.5x
Financial score:
36/100
Valuation score:
100/100
Revenue score:
46/100

What stands out

  • Reported year-over-year revenue growth is -0.1%.
  • Free cash flow is $-222.2M, showing cash burn in the current stored period.
  • The balance sheet shows $2.91B of cash versus $124.94B of total debt, so leverage deserves attention.
  • The current research record carries a high debt stress warning, which should be reviewed alongside the score.

What the numbers mean

Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 36/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research NLY

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.