Northfield Bancorp, Inc. (NFBK) Stock Score, Valuation & Financial Research

Northfield Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 26/100.

Quick answer for NFBK

Northfield Bancorp, Inc. currently has a Wall Street Score of 26/100. The stored market price is $15.31. Its financial score is 45/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.

What Northfield Bancorp, Inc. does

Northfield Bancorp, Inc. acts as the holding company for Northfield Bank, providing a diverse array of financial services primarily to individual consumers and business clients. The institution offers a wide selection of deposit products, including certificates of deposit, traditional passbook and statement savings accounts, and money market accounts. Its transactional services feature negotiable order of withdrawal (NOW) accounts, alongside both interest-bearing and non-interest-bearing checking options. Furthermore, it manages individual retirement accounts (IRAs) and accepts brokered deposits. Beyond deposits, Northfield Bank extends various lending solutions. These encompass financing for multifamily and other commercial real estate properties, construction and land development projects, and general commercial and industrial loans. For residential customers, it provides one-to-four f

NFBK financial snapshot

Wall Street Score:
26/100
Current price:
$15.31
Market capitalization:
$639.4M
Revenue:
$265.8M
Net income:
$4.8M
Free cash flow:
$52.5M
Cash:
$11.6M
Total debt:
$892.3M
EPS:
0.02
P/E ratio:
773.2x
Financial score:
45/100
Valuation score:
0/100
Revenue score:
26/100

What stands out

  • Reported year-over-year revenue growth is +0.4%.
  • Free cash flow is $52.5M, showing positive cash generation.
  • The balance sheet shows $11.6M of cash versus $892.3M of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 45/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research NFBK

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.