National Bank Holdings Corporation (NBHC) Stock Score, Valuation & Financial Research
National Bank Holdings Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 51/100.
Quick answer for NBHC
National Bank Holdings Corporation currently has a Wall Street Score of 51/100. The stored market price is $41.74. Its financial score is 53/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What National Bank Holdings Corporation does
National Bank Holdings Corporation (NBHC) serves as the parent company for NBH Bank, providing a comprehensive range of banking products and financial services to commercial businesses and individual consumers across the United States. The bank offers various deposit accounts, including checking, savings, and money market options, alongside fixed-rate and fixed-maturity time deposits. Its lending portfolio is extensive, featuring commercial and industrial loans for purposes such as working capital, equipment financing, lender finance, and specialized sectors like food and agriculture, government, and non-profits. NBHC also finances both owner-occupied and non-owner occupied commercial real estate, covering diverse property types like office buildings, warehouses, multi-family residences, hospitality venues, and retail spaces. Additionally, it provides Small Business Administration (SBA)
NBHC financial snapshot
- Wall Street Score:
- 51/100
- Current price:
- $41.74
- Market capitalization:
- $1.87B
- Revenue:
- $597.4M
- Net income:
- $98.6M
- Free cash flow:
- $132.5M
- Cash:
- $380.7M
- Total debt:
- $347.2M
- EPS:
- 2.86
- P/E ratio:
- 14.6x
- Financial score:
- 53/100
- Valuation score:
- 97/100
- Revenue score:
- 21/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $132.5M, showing positive cash generation.
- The balance sheet shows $380.7M of cash versus $347.2M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 53/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research NBHC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.