NB Bancorp, Inc. Common Stock (NBBK) Stock Score, Valuation & Financial Research

NB Bancorp, Inc. Common Stock is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.

Quick answer for NBBK

NB Bancorp, Inc. Common Stock currently has a Wall Street Score of 63/100. The stored market price is $22.79. Its financial score is 49/100. Its valuation score is 93/100. These figures are a research snapshot, not a buy or sell recommendation.

What NB Bancorp, Inc. Common Stock does

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in the Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-bearing checking accounts; and commercial real estate and multifamily residential loans, one- to four-family residential real estate, mortgage warehouse loans, construction and land development, commercial and industrial, and consumer loans, as well as home equity loans and lines of credit. It also invests in securities consisting of U.S. treasury and federal agency securities, government-sponsored residential mortgage-backed securities, corporate bonds, SBA securities and municipal bonds. NB Banc

NBBK financial snapshot

Wall Street Score:
63/100
Current price:
$22.79
Market capitalization:
$945.8M
Revenue:
$380.0M
Net income:
$59.2M
Free cash flow:
$57.4M
Cash:
$400.2M
Total debt:
$181.2M
EPS:
1.32
P/E ratio:
17.3x
Financial score:
49/100
Valuation score:
93/100
Revenue score:
46/100

What stands out

  • Reported year-over-year revenue growth is +0.2%.
  • Free cash flow is $57.4M, showing positive cash generation.
  • The balance sheet shows $400.2M of cash versus $181.2M of total debt, leaving more cash than debt.

What the numbers mean

Its current valuation score is 93/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research NBBK

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.