M&T Bank Corporation (MTB) Stock Score, Valuation & Financial Research

M&T Bank Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.

Quick answer for MTB

M&T Bank Corporation currently has a Wall Street Score of 57/100. The stored market price is $226.01. Its financial score is 44/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.

What M&T Bank Corporation does

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment secur

MTB financial snapshot

Wall Street Score:
57/100
Current price:
$226.01
Market capitalization:
$32.76B
Revenue:
$12.43B
Net income:
$3.03B
Free cash flow:
$2.86B
Cash:
$1.94B
Total debt:
$18.18B
EPS:
17.10
P/E ratio:
13.2x
Financial score:
44/100
Valuation score:
97/100
Revenue score:
23/100

What stands out

  • Reported year-over-year revenue growth is +0.0%.
  • Free cash flow is $2.86B, showing positive cash generation.
  • The balance sheet shows $1.94B of cash versus $18.18B of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 44/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research MTB

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.