Midland States Bancorp, Inc. (MSBI) Stock Score, Valuation & Financial Research
Midland States Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 24/100.
Quick answer for MSBI
Midland States Bancorp, Inc. currently has a Wall Street Score of 24/100. The stored market price is $33.33. Its financial score is 33/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Midland States Bancorp, Inc. does
Midland States Bancorp, Inc. operates as a financial holding company for Midland States Bank that provides various banking products and services to individuals, businesses, municipalities, and other entities. It operates in Banking and Wealth Management segments. The company offers commercial loans; commercial real estate loans that include various property types, such as owner-occupied offices, warehouses and production facilities, office buildings, hotels, mixed-use residential and commercial facilities, retail centers, multifamily properties, assisted living facilities, and farmland; construction and land development loans, including loans to small and midsized businesses to construct owner-user properties, loans to developers of commercial real estate investment properties and residential developments, and loans to individual clients for construction of single family homes; and resid
MSBI financial snapshot
- Wall Street Score:
- 24/100
- Current price:
- $33.33
- Market capitalization:
- $691.7M
- Revenue:
- $449.1M
- Net income:
- $35.2M
- Free cash flow:
- $120.3M
- Cash:
- $113.0M
- Total debt:
- $418.4M
- EPS:
- -6.14
- Financial score:
- 33/100
- Valuation score:
- 0/100
- Revenue score:
- 16/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $120.3M, showing positive cash generation.
- The balance sheet shows $113.0M of cash versus $418.4M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 33/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MSBI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.