MainStreet Bancshares, Inc. (MNSB) Stock Score, Valuation & Financial Research
MainStreet Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 47/100.
Quick answer for MNSB
MainStreet Bancshares, Inc. currently has a Wall Street Score of 47/100. The stored market price is $24.99. Its financial score is 22/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What MainStreet Bancshares, Inc. does
MainStreet Bancshares, Inc. operates as the parent entity for MainStreet Bank, which delivers a comprehensive suite of financial products and services. Its diverse offerings cater to individuals, small to mid-sized businesses, and professional service organizations. The bank provides various deposit accounts, including checking (both standard and interest-bearing, for consumers and businesses), savings, money market, NOW, sweep accounts, and certificates of deposit. Beyond core banking, it offers cash management, wire transfer, check imaging, remote deposit capture, and courier services, alongside internet bill payment and robust online and mobile banking solutions. Lending activities encompass commercial loans for government contracts, plant and equipment, general working capital, contract administration, and acquisitions. Furthermore, MainStreet Bank extends financing for commercial, c
MNSB financial snapshot
- Wall Street Score:
- 47/100
- Current price:
- $24.99
- Market capitalization:
- $177.9M
- Revenue:
- $130.8M
- Net income:
- $17.3M
- Free cash flow:
- $10.6M
- Cash:
- $30.1M
- Total debt:
- $70.1M
- EPS:
- 1.76
- P/E ratio:
- 14.2x
- Financial score:
- 22/100
- Valuation score:
- 97/100
- Revenue score:
- 26/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $10.6M, showing positive cash generation.
- The balance sheet shows $30.1M of cash versus $70.1M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 22/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research MNSB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.